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What’s the deal with Interest rates?
Understanding Interest Rates: How They Impact Your Mortgage Think of interest rates as the cost of borrowing money. When you take out a loan to buy your dream crib, the lender slaps on interest as a percentage of what you borrowed. This rate sets your monthly mortgage bill and how much that home will really…
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Can I Afford This? Cost of Buying Your First Home
Can I Afford This? How Much Money Should I Save To Buy a House? Are you dreaming of owning your own home but feeling lost about how much money you need to save? The journey to homeownership may seem daunting, but fear not! We’ve compiled a comprehensive guide to help answer your burning questions and…
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Navigating Mortgage Refinance: A Guide To Refinancing Your Home
How To Choose the Best One For you As an African American homeowner, understanding your options when it comes to mortgage refinance is crucial for securing your financial future. Whether you’re looking to lower your monthly payments, shorten your loan term, or tap into your home’s equity, there are various types of mortgage refinancing to…
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